Have you thought about how to be happy in retirement? We all want to enjoy that time, but the challenge is to balance a fulfilling life today as well. Written from the perspective of a family man in his 30’s, this post covers some suggestions on … [Read more...] about Preparing for a Happy Retirement without Sacrificing it All today
Here’s how to calculate net worth in simple terms! Learning how to calculate net worth is helpful to establish a benchmark and measure progress each year. Additionally, it can be used to set financial goals for your family financial matters. … [Read more...] about How to Calculate Net Worth (Your Quick Reference Guide)
Ever find yourself wondering: as an Individual, how do I hedge against inflation? Is there a best way to hedge against inflation? How do assets like Gold and Bitcoin work as a hedge? This post will cover some essential knowledge about Inflation, how … [Read more...] about Hedge against Inflation: How Hedging can Help the Individual and Family
Here are some ideas on how to save $10,000 in a year. Use this 52-week money challenge to boost savings, and work toward financial freedom. How to Save $10,000 in a Year: Start your Engines! Dollars are part of life. As best I can estimate, … [Read more...] about How to Save $10,000 in a Year: Your 52 Week Savings Challenge!
Financial literacy for beginners, individuals, and families is critically important and an essential first step to achieving your financial goals. In this post, we’ll cover the basics, what it means to be financially literate, and outline some … [Read more...] about Financial Literacy for Beginners – Essentials for your Family
Financial preparedness is important and a key component to properly managing family finances. When disaster strikes, be ready. Take control of what you can, plan your finances carefully. Not sure where to start? Check below for our Financial … [Read more...] about Financial Preparedness ahead of Disasters and Uncertainty
How does one achieve and maintain a financially stable life? How do you get organized, and what should you do first? Here are some practical, realistic suggestions on how to be financially stable. In this post, we’ll start by learning how to … [Read more...] about Financially Stable Living!
This post helps readers answer the question “How to Make a Budget in Excel” and provides suggestions for both pre-made templates and creating one from scratch. Keep reading for more on getting your budget setup, today! Looking for a simple … [Read more...] about How to Make a Budget in Excel (free downloadable template)
Utilizing the Cash Envelope System sounds great, but how does it work? In this post, we’ll cover a few suggestions on how to use the cash envelope system to master trouble spots in your budget. I find a hybrid approach is most effective. Coupled … [Read more...] about Cash Envelope System: Hybrid Approach to Improve Money Management
What are 529 Plans? How do you open and set up a 529 Plan? In simple terms, this post introduces and provides suggestions on 3 Ways you can start saving for college today. While the specific rules vary from state to state, this post will give you … [Read more...] about 529 Plans: Essentials and 3 Ways to Prepare for College
Sinking Funds to the rescue! Preparing for an upcoming expense? Holidays, Vacations, Weddings, or even new tires for your car can be funded with your Sinking Fund. In this post, we will cover a foundational element of a good budget: Sinking Funds. … [Read more...] about Sinking Funds for Saving Money & Accomplishing Financial Goals
Managing Family Finances can be a little overwhelming! Find yourself wondering what to do, where to start, or how to wrap your mind around the “big picture?” This blog offers a practical approach to managing family finances in 3 steps. These … [Read more...] about Managing Family Finances In 3 Steps
Use Short, Medium, and Long Term Goals to accomplish the best life has to offer! There is a LOT of material online for goals and accomplishing your dreams. Ever wonder how to get started? This post takes a no-nonsense approach to get off the ground … [Read more...] about How To Use Short, Medium, and Long Term Goals any Time of the Year
Family Finances are important and should be given careful thought and consideration. Have you thought about Family Financial Planning, or using a Family Financial Advisor? This post makes a few suggestions to consider during this critical … [Read more...] about Family Finances reinforced by Family Financial Planning
In today’s world, there are so many opportunities to spend money. This post offers a few suggestions on ways to use your money to get ahead, collect some benefits, and otherwise make the most of the investment. Check out our categories below, get … [Read more...] about Ways to Spend $1,000 – Take Advantage of an Opportunity!
Use Nofsinger’s “The Psychology of Investing” to uncover your financial biases, avoid these common mistakes in investing, and adopt a sound financial strategy. Apply this knowledge to endure times of uncertainty, and capitalize on behavioral finance … [Read more...] about ‘The Psychology of Investing’ is an excellent resource – Book Review
This guide provides valuable insight into the HSA. Is the Health Savings Account worth it? This post answers that question and more, including: “What are Health Savings Accounts?”, “How to Use your Health Savings Account”, and how to “Use your Health … [Read more...] about Practical Guide & FAQ to the Health Savings Account (HSA)
In her book, Passive Income Aggressive Retirement (PIAR), Rachel takes a fresh and down-to-earth approach to developing passive income. She calls it like she sees it, and doesn’t sugarcoat the fact that it takes hard work and dedication to … [Read more...] about Passive Income Aggressive Retirement – Book Review
This is a very practical and actionable read. Use it right now to get your personal finances in order, on track, or tuned up. It isn’t too long of a read, and the author does a good job approaching readers with a broad level of experience. There is … [Read more...] about The Only Investment Guide You’ll Ever Need – Book Review
Mint is free, it is relatively fast, and it is easy to use. Even with a few modest issues, I recommend using it for your budgeting process. My wife and I have been using Mint for about 5 years now, and this post shares a few thoughts on our … [Read more...] about Using MINT.com for your Monthly Budgeting Process – My Honest Review