Learning to live below your means is a great way to reduce your financial stress and enhance the quality of your life within your household. By choosing to delay consumption for a later period, you are making the right call. One that will benefit you … [Read more...] about Live Below your Means Today and Enhance Tomorrow
Why is budgeting important? Look no further! My friend, along with 7 reasons why you need a budget, and ways to start, we’ve got you covered! Why is Budgeting Important (Effective Methods to try!) I see budgeting a the foundation of any … [Read more...] about Why is Budgeting Important? 7 Reasons you Need a Budget
Learn how to open a Roth IRA for kids - help your children, give them a head start on the future! Keep reading for more on opening a Roth IRA for minors. As with any financial situation, we recommend carefully consulting with your trusted … [Read more...] about Roth IRA for Kids – Essentials and Getting Started
How does one achieve and maintain a financially stable life? How do you get organized, and what should you do first? Here are some practical, realistic suggestions on how to be financially stable. In this post, we’ll start by learning how to … [Read more...] about Financially Stable Living!
Utilizing the Cash Envelope System sounds great, but how does it work? In this post, we’ll cover a few suggestions on how to use the cash envelope system to master trouble spots in your budget. I find a hybrid approach is most effective. Coupled … [Read more...] about Cash Envelope System: Hybrid Approach to Improve Money Management
Here are some ideas on how to save $10,000 in a year. Use this 52-week money challenge to boost savings, and work toward financial freedom. How to Save $10,000 in a Year: Start your Engines! Dollars are part of life. As best I can estimate, … [Read more...] about How to Save $10,000 in a Year: Your 52 Week Savings Challenge!
What are 529 Plans? How do you open and set up a 529 Plan? In simple terms, this post introduces and provides suggestions on 3 Ways you can start saving for college today. While the specific rules vary from state to state, this post will give you … [Read more...] about 529 Plans: Essentials and 3 Ways to Prepare for College
Sinking Funds to the rescue! Preparing for an upcoming expense? Holidays, Vacations, Weddings, or even new tires for your car can be funded with your Sinking Fund. In this post, we will cover a foundational element of a good budget: Sinking Funds. … [Read more...] about Sinking Funds for Saving Money & Accomplishing Financial Goals
Have you thought about how to be happy in retirement? We all want to enjoy that time, but the challenge is to balance a fulfilling life today as well. Written from the perspective of a family man in his 30’s, this post covers some suggestions on … [Read more...] about Preparing for a Happy Retirement without Sacrificing it All today
Looking for a way to ignite motivation, and take command of your finances? Use the concepts of Extreme Ownership to take control of your individual and family finances right now. Struggling to muster enough sustained motivation to materially … [Read more...] about Extreme Ownership: How U.S. Navy SEALs Lead and Win | Book Review
This is a simple, straightforward approach to Roth IRA basics - use it to get started, today! We begin with some essentials and outline how Roth IRAs work. Keep this handy as you work on your Family's finances! Understanding Roth IRA … [Read more...] about Roth IRA Basics explained in Simple Terms
Ever find yourself wondering: as an Individual, how do I hedge against inflation? Is there a best way to hedge against inflation? How do assets like Gold and Bitcoin work as a hedge? This post will cover some essential knowledge about Inflation, how … [Read more...] about How to Hedge against Inflation: Common ways Hedging can Help the Individual and Family
My friend, today I'd like to ask you: can you handle a No-Spend Challenge? Do you have what it takes to commit, and stay the course when paying off debt! From personal experience, this can be easier up front, and more difficult as time passes. Stay … [Read more...] about Can you handle a No-Spend Challenge?
Indexed Universal Life Insurance policies are popular. Oftentimes, they are presented as risk-less investments. However, there are many details and moving parts to keep in mind. Those looking to purchase one without careful review and understanding … [Read more...] about Indexed Universal Life Insurance (IUL) Policies: Are They Good? Thoughts And Considerations.
Wonder how to write a void check? You've come to the right spot - look no further! This post is a quick reference guide to help you out. In this post, we will discuss what a voided check is, how to write one, why you may need a voided check, and … [Read more...] about How To Write A Void Check: Quick Step-By-Step Guide
Here you will find 7 easy ideas save money on outfitting the entire family for Halloween with costumes that are cheap or free! HALLOWEEN HOLIDAY FUN One of our favorite holidays, especially while our kids are still young is Halloween. In past … [Read more...] about 7 Easy Ways To Save Money On Family Halloween Costumes
This blog post covers the different parts of how to write a check and includes some ‘common cents’ recommendations for writing a personal check (or cheque) as well. Wondering how to write out a personal check? Or perhaps a refresher on how … [Read more...] about How To Write A Check: A Quick Step-By-Step Guide
Valentine's Day is right around the corner - focus on these Financial Commitments to Improve Your Love Life and your Relationships! Get your finances off on the right foot, and grow your relationships instead of spending money on expensive … [Read more...] about 5 Financial Commitments to Improve your Love Life – A Valentine’s Day Post
Find yourself thinking about Paying off Debt with Retirement Accounts, or otherwise picking between the two? Is it a good idea to use your 401(k) or Retirement Accounts to pay off student loans or credit card debt? In addition, what are some general … [Read more...] about Paying Off Debt With Retirement Accounts: Should You Use Your 401(K) To Pay Off Debt?
Matthew Kratter’s ‘A Beginner’s Guide to Bitcoin’ is an excellent resource. At the time of this book review, Mr. Kratter is quite bullish on Bitcoin and he lays out some strong arguments for those considering this choice of investment. Ever … [Read more...] about “A Beginner’s Guide to Bitcoin” by Matthew Kratter | Book Review