My friend, I hope you draw some helpful insight from this guest post from Money.com! Here, we'll dive into some important considerations on life insurance. The discussion of getting life insurance is an uncomfortable one, which is understandable. … [Read more...] about What will happen next is impossible to anticipate, so always be prepared!
Use a Christmas Budget and Make the Holidays Merry and Bright
Let's use a Christmas Budget! Feeling the financial pressure of the Holiday Season? Wondering how much to put aside for your Christmas fund? This post will cover these questions and more! Remember - being able to set up and use your Xmas fund starts … [Read more...] about Use a Christmas Budget and Make the Holidays Merry and Bright
How Long does it take to Build Credit? Explained in Simple Terms
Are you wondering “how long does it take to build credit?” Review these simple steps, today, and learn what you can do to build credit as well as what to avoid or minimize. Building good credit from nothing is not impossible, and “starting … [Read more...] about How Long does it take to Build Credit? Explained in Simple Terms
Live Below your Means Today and Enhance Tomorrow
Learning to live below your means is a great way to reduce your financial stress and enhance the quality of your life within your household. By choosing to delay consumption for a later period, you are making the right call. One that will benefit you … [Read more...] about Live Below your Means Today and Enhance Tomorrow
Why is Budgeting Important? 7 Reasons you Need a Budget
Why is budgeting important? Look no further! My friend, along with 7 reasons why you need a budget, and ways to start, we’ve got you covered! Why is Budgeting Important (Effective Methods to try!) I see budgeting a the foundation of any … [Read more...] about Why is Budgeting Important? 7 Reasons you Need a Budget
How many Credit Cards should I have?
Have you asked, “How Many Credit Cards should I have?” Look no further! In this post, we’ll also talk about how they can best be utilized to support your family. Essentials - How Many Credit Cards Should I Have? Major schools of thought for … [Read more...] about How many Credit Cards should I have?
Financially Stable Living!
How does one achieve and maintain a financially stable life? How do you get organized, and what should you do first? Here are some practical, realistic suggestions on how to be financially stable. In this post, we’ll start by learning how to … [Read more...] about Financially Stable Living!
How to Make a Budget in Excel (free downloadable template)
This post helps readers answer the question “How to Make a Budget in Excel” and provides suggestions for both pre-made templates and creating one from scratch. Keep reading for more on getting your budget setup, today! Looking for a simple … [Read more...] about How to Make a Budget in Excel (free downloadable template)
Cash Envelope System: Hybrid Approach to Improve Money Management
Utilizing the Cash Envelope System sounds great, but how does it work? In this post, we’ll cover a few suggestions on how to use the cash envelope system to master trouble spots in your budget. I find a hybrid approach is most effective. Coupled … [Read more...] about Cash Envelope System: Hybrid Approach to Improve Money Management
529 Plans: Essentials and 3 Ways to Prepare for College
What are 529 Plans? How do you open and set up a 529 Plan? In simple terms, this post introduces and provides suggestions on 3 Ways you can start saving for college today. While the specific rules vary from state to state, this post will give you … [Read more...] about 529 Plans: Essentials and 3 Ways to Prepare for College
“I Will Teach You to be Rich” Lessons Learned – Book Review
Ramit Sethi's book, "I Will Teach You to be Rich" does a great job at outlining priorities and emphasizing a balanced approach to achieving your dreams. Looking for a no-nonsense approach to personal finance? Ramit Sethi takes a … [Read more...] about “I Will Teach You to be Rich” Lessons Learned – Book Review
Extreme Ownership: How U.S. Navy SEALs Lead and Win – Book Review
Looking for a way to ignite motivation, and take command of your finances? Use the concepts of Extreme Ownership to take control of your individual and family finances right now. Struggling to muster enough sustained motivation to materially … [Read more...] about Extreme Ownership: How U.S. Navy SEALs Lead and Win – Book Review
Roth IRA Basics explained in Simple Terms
This is a simple, straightforward approach to Roth IRA basics - use it to get started, today! We begin with some essentials and outline how Roth IRAs work. Keep this handy as you work on your Family's finances! Understanding Roth IRA … [Read more...] about Roth IRA Basics explained in Simple Terms
Can you handle a No-Spend Challenge?
My friend, today I'd like to ask you: can you handle a No-Spend Challenge? Do you have what it takes to commit, and stay the course when paying off debt! From personal experience, this can be easier up front, and more difficult as time passes. Stay … [Read more...] about Can you handle a No-Spend Challenge?
Indexed Universal Life Insurance (IUL) Policies: Are They Good?
Indexed Universal Life Insurance policies are popular. Oftentimes, they are presented as risk-less investments. However, there are many details and moving parts to keep in mind. Those looking to purchase one without careful review and understanding … [Read more...] about Indexed Universal Life Insurance (IUL) Policies: Are They Good?
7 Easy Ways To Save Money On Family Halloween Costumes
Here you will find 7 easy ideas save money on outfitting the entire family for Halloween with costumes that are cheap or free! HALLOWEEN HOLIDAY FUN One of our favorite holidays, especially while our kids are still young is Halloween. In past … [Read more...] about 7 Easy Ways To Save Money On Family Halloween Costumes
How To Write A Check: A Quick Step-By-Step Guide
This blog post covers the different parts of how to write a check and includes some ‘common cents’ recommendations for writing a personal check (or cheque) as well. Wondering how to write out a personal check? Or perhaps a refresher on how … [Read more...] about How To Write A Check: A Quick Step-By-Step Guide
Paying Off Debt With Retirement Accounts? 401(K) To Pay Off Debt?
Find yourself thinking about Paying off Debt with Retirement Accounts, or otherwise picking between the two? Is it a good idea to use your 401(k) or Retirement Accounts to pay off student loans or credit card debt? In addition, what are some general … [Read more...] about Paying Off Debt With Retirement Accounts? 401(K) To Pay Off Debt?
“A Beginner’s Guide to Bitcoin” by Matthew Kratter | Book Review
Matthew Kratter’s ‘A Beginner’s Guide to Bitcoin’ is an excellent resource. At the time of this book review, Mr. Kratter is quite bullish on Bitcoin and he lays out some strong arguments for those considering this choice of investment. Ever … [Read more...] about “A Beginner’s Guide to Bitcoin” by Matthew Kratter | Book Review
Managing Family Finances In 3 Steps
Managing Family Finances can be a little overwhelming! Find yourself wondering what to do, where to start, or how to wrap your mind around the “big picture?” This blog offers a practical approach to managing family finances in 3 steps. These … [Read more...] about Managing Family Finances In 3 Steps